Nobody escapes the Brazilian tax burden and, year after year, it seems to weigh more on the taxpayers’ pockets, causing many to fail to comply with all pending matters. One of the best-known taxes is on automobiles, the famous GFIC – Property Tax for Motor Vehicles.
If you do not pay, you may have an active GFIC debt with the state. And this action pending with the government, despite not negating your name with specific agencies, can generate several obstacles and headaches since you will be exposed to several consequences.
Keep following this post and learn to know if your name is negative. Take advantage and know what the GFIC is and what it is for, see how to make the consultation to check if you have an active GFIC debt, in addition to checking how to pay it off. Follow!
What is GFIC and what is it for?
Before we talk about GFIC’s active debt, let’s get to know a little more about this tax levied on all vehicle owners. The GFIC was created more than 30 years ago and is collected by the state, which may be the municipal, state or national government.
Contrary to what many of us imagine, this tax is not used to take care of roads, plug holes or even open new roads. Therefore, we can say that the GFIC is not necessarily used to improve the infrastructure of Brazilian roads and transport services.
We must remember that there is no law that obliges the state to reverse the money collected with matters solely related to traffic, that is, the operation to plug holes, new signaling of roads, the construction and renovation of new streets and avenues are not. made with the famous GFIC.
But, after all, what is the GFIC for?
Firstly, it is necessary to remove from the mind the idea that the GFIC will be reverted to improve roads, especially those that are privatized. In such cases, the tool serves to cover these improvements. In addition, companies aim at road safety and monitoring.
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But then, where does the money collected from this tax go? The collection made with the GFIC serves to finance public spending on education, health, security, and transportation. Our Constitution states that the tax collector cannot have a specific purpose, therefore, all funds collected must be added up and only then distributed.
It is worth mentioning that, according to the 1988 Constitution, Brazilian city halls are obliged to allocate at least 15% of revenue to health and 25% to education.
Now that we know what and where the resources collected with the automobile tax are applied, how about we know what happens to those who have an active GFIC debt? Read on!
What happens if I don’t pay the GFIC?
The GFIC, as we said, is a tax that every automotive owner should pay in January. Payment can be made in cash or in installments, remembering that, in cash payment, there is always a discount, which does not occur when we pay the tax in installments. However, if you do not pay this fee on the given date, you will have an active GFIC debt.
With that, it will appear on your CPF that you have this debt. The consequences of this situation can be difficulties in obtaining loans, financing and credit card, an inconvenience when trying to open bank accounts, receipt of fines, loss of points in your CNH, impediment when making licensing or transferring vehicle ownership, etc.
How to check if there is an active GFIC debt?
If you have an active GFIC debt, the agency responsible for your state will contact you. This communication is usually made by sending a subpoena accompanied by payment slips, already with the amount corrected and plus interest and corresponding fines.
However, if you have not received this subpoena, you can access the website of the Secretariat of Finance or the Ministry of your region to make this consultation.
This check is quick and simple. There is also the possibility of carrying out this analysis on the website of your state’s Federal Attorney’s Office. It is not recommended that you wait too long to make this consultation, because the longer the pending is active, the greater your debt will be.
How is the fine calculated?
As in the case of the consultation, each state follows a table for determining the fine for active GFIC debt. However, in any region of Brazil, this fine is daily and begins to be considered from the first day of the tax delay. In addition to the interest that will be added each month, there is a monthly increase of 1% referring to the fine.
The fine percentage can reach up to 0.33% per day, up to a maximum limit of 20%. Therefore, it is worth emphasizing that the sooner you seek information about the debt, the better it will be, as this amount can weigh a lot in your pocket.
How to pay this active debt?
Although the values are not at all pleasant, paying the active GFIC debt is simpler than you think. For this, check out the step by step that we have prepared for you.
Access the website of the State Department of Finance or Department of Finance
The first step to pay off your active GFIC debt is to enter the website of your state’s DMV, as it provides information on any type of pending related to a vehicle that is in your name.
Just access the platform and enter, in the field indicated, the license plate number and Renavam (National Vehicle Registration) that allows you to know the entire history of your car. After this step, the website will open a page listing any and all types of debt that are open, including GFIC’s active debt.
Issue the GRD
In this step, you will need to issue the GRD (Debt Settlement Guide) to make the payment due or overdue. This guide will provide the updated amount, that is, the values of fines and the time you spent with the active GFIC debt will already be included.
Choose the form of payment
To pay your active GFIC debt, you have two options: in cash or in installments. If you choose to pay in cash, just make the full payment of your choice, over the internet or lottery, for example.
When opting for installments, during the period, it will be necessary to pay the bill every month and pay it off, in order to avoid a new active GFIC debt.